IDBI Assistant Manager Exam (PGDBF) 2019
These questions were shared by the candidates who have appeared in today's IDBI Assistant manager Exam (PGDBF) on different online platforms.
IDBI Assistant Manager Exam (PGDBF) 2019 level of the exam was moderate.
Section- General Awareness
(28 July First Shift Question)
1. What is the full form of NDTL? Net Demand and Time
Liabilities
2. GST (Goods & Services Tax) day is observed on? 1st July
3. Mobile Money Identifier (MMID) is a ______ digit number of a
bank customer, issued by banks for effecting financial transactions through the
user's mobile phone. 7
4. In which of the following market forms a firm does not
exercise command over price? Perfect Competition
5. What is the current Bank rate? 6 per cent
6. What is the study of the behavior of the economy as a
whole called? Macroeconomics
7. Which of the following banks has launched a unified
integrated app called YONO (You Need Only One) that would offer all kinds of
financial and lifestyle products? SBI
8. How many digits are there in Card Verification Value (CVV)? 3 digits
9. Unified Payments Interface (UPI) was launched by? NPCI
10. In India, administered pricing mechanism for petroleum products was abolished in? April 1 2002
11. Which of the following is a German philosopher? Karl Marx
12. Which of the following is the most important characteristic
of developing countries? Low Per Capita Income
13. Name the bank that has 3 joint owners - Union Govt, State
Govt and Sponsor bank? Regional Rural Banks
Explains- The
Regional Rural Banks are owned by the Central Government, the State Government
and the Sponsor Bank. Shares in the ratios as follows Central Government –
50%, State Government – 15% and Sponsor Banks – 35%
14. What is the full form of KYC? Know Your Customer
15. What is the maximum number of Deputy Governors that can be
appointed by RBI? Four
16. What is the full form of MIBOR? Mumbai Interbank Offer Rate
17. Which is the first Indian state to issue “Masala
Bond”? Kerala
18. Who governed the Financial Stability and Development Council
(FSDC) meeting which were held in June 2019? Nirmala Sitharaman
19. What is the full form of LPG? Liquefied petroleum gas
20. What is the full form of NEFT? National Electronic Funds
Transfer
21. Name the Act under which Private Banks in India have been
opened- Banking Regulation Act, 1949
22. Name the organisation that regulates Digital Payments in
India- RBI
23. Indian Govt. has a policy of helping farmers get
remunerative prices through __. Minimum Support Price (MSP)
24. How many grace days are allowed while calculating the due
date of a bill? 3Days
25. Who cannot operate digital /net banking
services? Children below 10 years
26. Who is the author of the “Planned Economy of India”? M. Visvesvaraya
27. The Reserve Bank of India (RBI) banned 500 and 1000rs notes
on 8 November 2016. The process is called ___. Demonetization
28. Under which scheme farmers can avail a
short-term crop loan up to Rs 3 lakhs at a subsidized interest rate of 7 per
cent? Interest Subvention Scheme
29. The bi-monthly policy
is decided by which of the following? RBI
30. Lorry receipt contains
the name of consignee. What does consignee refer to? Seller or sender of the
goods
31. Penalty for
non-compliance as per the Kyoto Protocol in the first phase?
32. Without an end to end
encryption, what is the transaction limit a bank can handle? Rs. 5000
33. Retail Banking refers
to the provision of banking products to? Individual customers
34. Measures of average
level of prices? Consumer price index
35. Certificate of commencement of a
business is one document required for opening a bank account? Public Ltd co.
36. Which of the following
is a financial service in UPI fund transfer? Sending money using mobile
no
(28 July Second
Shift Question)
1. Who is the Chairperson
of Niti Aayog? Prime
Minister of India
2. FERA (Foreign Exchange
Management Act) was renamed in 2002. The new name for the ACT is _? Prevention of Money
Laundering Act, 2002
3. Which is the
second-largest tobacco-producing nation? India
4. The Generalized System
of Preference recently in news. Which country has this trade program? US
5. Financial Inclusion
programme launched by govt of India in which more than 12 crore bank accounts
were opened is called?. PMJDY (Pradhan Mantri Jan Dhan Yojana)
6. Which of the following
statements is true?
Statement 1 - RBI was
earlier known as the Imperial Bank of India.
Statement 2 - SBI is India’s largest bank
and is listed in the Fortune Global 500 list.
7. Who is the father of
modern economist? Adam Smith
8. A period of a significant decline in output,
income and employment that lasts more than a few months and marked by
widespread contractions in many sectors of the economy is called? Recession
9. Which of the following
is not correct for Primary dealers? Primary dealers deal in agriculture commodities
10. Financial Inclusion
campaign to expand and access bank accounts facilities, remittance, credit
insurance, to the remote areas in India. Pradhan Mantri Jan Dhan Yojana (PMJDY)
11. Neeraj gave Rahul a
cheque of Rs. 10,000 but Rahul scored out the printed word ‘Bearer’. Which of
the following term describes this scenario? Material alteration
12. India’s national
accounts are published by? Ministry of Statistics & Programme Implementation
13. Which of the following
is/are a part of India’s Central Plans?
1. five-year plan
2. Twenty point Programme
3. Member of Parliament
Local Area Development Scheme
4. All of the above
14. Difference between Total
Sales and Total Cost?
15. GOI formulated its
forest policy for the first time in which of the following year? 1952
16. ECS (CREDIT) is? Single Credit
17. CRM - Full form - Customer relationship
management
18. A cheque is returned
for financial reasons such as an insufficient fund. Then the drawer
is punishable under which section of NI Act? Section 138
19. The first Indian wholesale
platform for crypto currency trading is _? BuyUCoin
20. Which of the following
is established as the think tank within the government? NITI Aayog
21. Summit on the financial market and the world
economy is also known as? G20 Summit
22. Gold mining is forbidden
in which of the following?
23. What are the minimum
and the maximum number of people required to start a public limited company? 2 members are required and
maximum 50 members are allowed.
24. Time bill is also known
as? Usance
Bill
25. Most of the world’s
population lives - Developing countries
26. Who launched Micro
Bachat Yojana? LIC
27. Socialism is the middle
ground between capitalism and __. Communism
28. The equilibrium price
is __ ? Market-clearing
price
29. A has to avail a loan
against LIC policy with a paid-up value of 10 lakh. He has to __ the policy? Pledge the policy
30. Who is the current finance minister of India? Nirmala Sitharaman
31. What is the currency of
the UK? Pound
32. What does MCLR mean? Marginal Cost of Funds
based Lending Rate
33. As per the RBI, minor
above what age can operate a bank account? 10 years
34. Which of the following
alerts authenticate UPI? Mobile no and device id and m-pin
35. The rise in the price
level of a thousand or a million per cent a year is also known as? Inflation
36. UNSD goals for 2030 are
_? 17
37. Health component under
HDI is measured by? Life expectancy
38. Planning commission
published NHD report in which year? 2001
39. What is the full form
of ISIN? International
Securities Identification Number
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